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For Brades & iCe

iCe

TD Admin
You're right no talk about the economy, or the fact that the middle classes taxes have went up. More smoke and mirrors, along with brainwashed paki.


Edit: BTW I can't even see video since at work, but know its shit.
 

iCe

TD Admin
It is truly sad that a paki like you low budget agrees with this momo. He did not say a word about the failing economy, but said a lot about (a failure) health care and gun control. And if you are for gun control your a hypocrite since you play WarZ (Hey, it could happen). It is so hard to get a gun in NY (legally) its a joke.

This guy is worse than Bush for his spending and his stupidity.
 

Fork Included

TD Admin
lols Clinton caused the housing crisis by allowing banks to give loans of 300K+ to Low Budget 's that make 30K a year.

That's one way of looking at it.

Another way to look at is that Clinton allowed low income families to have a home they can call their own. A 300,000 loan to a low income family a 20-30 year mortgage. But at least at the end of those 20-30 years a family would have a home.

The problem though is not because of Clinton but because of STUPID PEOPLE, who are greedy and have poor planning abilities. People started buying houses not to live in, but to flip once the price got above level, and the only reason the price went up is because it was easy to get the money and out bid the other person. To throw another 10-20K on top of the final price is nothing when it gets distributed over 20-30 years.

The problem was that the housing market did not bother to regulate itself and everyone got blinded by their greed.

For one thing there should have been extremely high penalties for flipping houses in under 5 years. If you think you won't live in your house for that long then don't buy a house, you're economically better off renting in cases where your life/job location is so unpredictable. These affordable loans should have been one time offer and tied to a single family/property. Once you flip a home you make it so that no bank ever gives you such an easy loan.

So don't blame Clinton, blame the ass-faggots who are just out to make a buck. Seriously what kind of society do you live in where people buy houses just to make money and not you know.. LIVE in them.
 

iCe

TD Admin
That's one way of looking at it.

Another way to look at is that Clinton allowed low income families to have a home they can call their own. A 300,000 loan to a low income family a 20-30 year mortgage. But at least at the end of those 20-30 years a family would have a home.

The problem though is not because of Clinton but because of STUPID PEOPLE, who are greedy and have poor planning abilities. People started buying houses not to live in, but to flip once the price got above level, and the only reason the price went up is because it was easy to get the money and out bid the other person. To throw another 10-20K on top of the final price is nothing when it gets distributed over 20-30 years.

The problem was that the housing market did not bother to regulate itself and everyone got blinded by their greed.

For one thing there should have been extremely high penalties for flipping houses in under 5 years. If you think you won't live in your house for that long then don't buy a house, you're economically better off renting in cases where your life/job location is so unpredictable. These affordable loans should have been one time offer and tied to a single family/property. Once you flip a home you make it so that no bank ever gives you such an easy loan.

So don't blame Clinton, blame the ass-faggots who are just out to make a buck. Seriously what kind of society do you live in where people buy houses just to make money and not you know.. LIVE in them.


People that want to make money, is it that hard. The banks shouldn't have gave the people loans. If you're low income you should have a house, there is nothing wrong with renting if you cannot afford to own. WHY SHOULD YOU OWN A HOME IF YOU DO NOT HAVE MONEY TO PAY FOR IT. If selling baseball cards would make money "we" would flip those too. Stop with the greed. Why should anyone own a landscaping business with your mentality, people should cut their own grass. Just think if people didnt flip those homes there would not be 3-4 family homes, or apartment buildings. Remember when things are not profitable it is STUPID for someone to go through with it. (Don't start with its for the better good/ and people need a place to stay.)
 

Fork Included

TD Admin
Making money from money, collectables, and flipping shit is the lowest form of income, in fact I personally do not consider these "jobs" and in reality these activities share a lot with GAMBLING.
 

iCe

TD Admin
Making money from money, collectables, and flipping shit is the lowest form of income, in fact I personally do not consider these "jobs" and in reality these activities share a lot with GAMBLING.


LOL lowest form of income. You really must be on some hard drugs. You are a photographer are you not? Taking a picture and selling it is flipping something is it not? You take a picture of something that is not "original" since you did not "invent" it and then you sell it.

job

1 [ job] Show IPA noun, verb, jobbed, job·bing, adjective.
noun 1. a piece of work, especially a specific task done as part of the routine of one's occupation or for an agreed price

Looks to me if they buy a house, work on it, fix it up, sell it. They have done the above.

I remember a while ago we spoke about your travels, and how you have been to low income areas. Well how come people in the "projects" drive Mercedes and BMW's but live in a low income rental? BECAUSE THEY ARE STUPID AND RUIN IT FOR EVERYONE. These people have 50K cars, and live in a rent controlled apartment for 600 dollars a month. Yet they get food stamps and are on welfare, but they should own a house according to you, correct? You can not justify anything fork, the people flipping houses are at least trying to make a living, where most of the people you defends with your liberal views ruin it for everyone. (And Im not saying that middle class people didnt do the same by buying 2 houses to contribute to the housing crisis, but most of the problems came from and continue to do so from the low income "tards")
 

Fork Included

TD Admin
I'm not a photographer, Ice.

I have a camera and I take pictures for fun. For awhile I made side-cash working as an assistant wedding photographer. But that was a long time ago.


Couples would pay us to be at their wedding for an average of 12 hours, some days I would be at the grooms house at 9AM and be one of the LAST people to leave the reception hall. It's a physical job no question about that. I'm curious where you get your information from.

There is equipment to carry, staircases to run up and down on, and don’t' forget the 4-5 pound camera, after 12 hours of it in your hands it can get pretty tiring. In addition there is the mental hurdles. You have to be mr.nice guy and deal with all kinds of bullshit. You have to be able to command a crowd, get people to follow your instructions and not be complete clowns. You have to use MATH and SCIENCE to understand how to light a room properly and not make it look like some 3-year-old took a photo using their phone.

Worst of all are faggots like you that think taking photographs is easy. A good photographer records life in a way that inspires. I'm sorry if your only exposure to art is to look into a toilet bowl after you take a shit, but don't talk smack about something you know nothing about.
 

Fork Included

TD Admin
1 [ job] Show IPA noun, verb, jobbed, job·bing, adjective.

noun 1. a piece of work, especially a specific task done as part of the routine of one's occupation or for an agreed price

Looks to me if they buy a house, work on it, fix it up, sell it. They have done the above.

Ice I'm not talking about the people who buy 50 year old bungalows and modernize them. I'm talking about the people that buy freshly built suburbian homes and just sit on them for a year and then flip-em.

The people who owned my condo unit bought it 11 years ago when it was new. Someone lived in it but they barely took care of it. They did a fresh coat of white paint on the walls and that's it. I got 11-year-old carpet, 11-year-old appliances, 11-year old everything. Once I got a hold of the papers I saw that these people made 110,000 dollars on top of their initial purchase price in 2001.

They had $$$ and the ability to sign a piece of paper, and from this "effort" they made roughly 8 grand a year give or take taxes/interest (assuming they paid either).

That's not a JOB by ANY standards.
 

iCe

TD Admin
Ice I'm not talking about the people who buy 50 year old bungalows and modernize them. I'm talking about the people that buy freshly built suburbian homes and just sit on them for a year and then flip-em.

The people who owned my condo unit bought it 11 years ago when it was new. Someone lived in it but they barely took care of it. They did a fresh coat of white paint on the walls and that's it. I got 11-year-old carpet, 11-year-old appliances, 11-year old everything. Once I got a hold of the papers I saw that these people made 110,000 dollars on top of their initial purchase price in 2001.

They had $$$ and the ability to sign a piece of paper, and from this "effort" they made roughly 8 grand a year give or take taxes/interest (assuming they paid either).

That's not a JOB by ANY standards.


You are against making money it really is sad. How do you know they didnt leave because they were not happy there? 11 years is a long time to live somewhere, and you are bitter because you over paid apparently. The value of things change and people profit from it. When someone buys houses now while they are cheap and sit on them till the market goes up and make a fortune theres nothing wrong with that. Its the same as buying a cheap stock and waiting for profits to go up.

And I do know a lot about photography. I was the controller of a photography business for 4+ years. I know all the details that go into lighting and movement and so on. I brought it up because essentially its a way to make money, and I knew you liked to take pictures. I had to take pictures when faggots would call in sick, lugging around lighting/stands/power supplys up flights of stairs. Try keeping the attention of a pre-k student that can barely sit still for more than a second. Its not fun.

Back to the point is you are being bitter about people making money, if its so easy and not a job why don't you do it? O thats right your comfortable, and thats fine, but do not knock someone thats trying to build their wealth.
 

Fork Included

TD Admin
How do you know they didnt leave because they were not happy there?

because if someone lives in a home they cared about for 11 years they would have taken care of it. They would have personalized it.

All of my friends that have bought property in the last 2-3 have done something to it that made it their own. They renovated kitchens, they put in different floors, they painted the walls their own choice colour or put on wallpaper etc, etc etc.

This is what a property owner is inclined to do, to take care of their property.

My unit looked like it was just rented out all this time, as little money as possible was spent on upkeep.



* the first thing I did when I moved in was rip out all the carpets, I demolished the ugly ass puke-green marble floors in the kitchen, and put laminate across the entire unit. I painted the walls nice bright colours, each room a different one, I bought new light fixtures to replace the standard issue ones you would often find in public restrooms. I put flooring on my balcony so that I wouldn't have to walk on plain concrete.

And then after getting married a whole new level of renovation kicked in.

This is what people who own property for the sake of LIVING in it do, they make it their OWN.
 

iCe

TD Admin
because if someone lives in a home they cared about for 11 years they would have taken care of it. They would have personalized it.

All of my friends that have bought property in the last 2-3 have done something to it that made it their own. They renovated kitchens, they put in different floors, they painted the walls their own choice colour or put on wallpaper etc, etc etc.

This is what a property owner is inclined to do, to take care of their property.

My unit looked like it was just rented out all this time, as little money as possible was spent on upkeep.


So why did you buy it if it needed all the work? Why should you judge how someone lives, or say they should have done this or that? Thats your opinion, its not a FACT.

You honestly seem bitter that you over paid on a piece of crap condo (Only going by your comments on how its old and beat up)
 

Fork Included

TD Admin
So why did you buy it if it needed all the work? Why should you judge how someone lives, or say they should have done this or that? Thats your opinion, its not a FACT.

You honestly seem bitter that you over paid on a piece of crap condo (Only going by your comments on how its old and beat up)


Actually it's a great condo, one of the best in the area and one of the lowest maintenance fees thanks to a solid board of owners(directors) that looks after it.

If I was to sell today I think I'm about 60-70k + over what I originally paid, and that was 4 years ago. Pretty good ROI.

I'm just saying the people who lived there before me obviously didn't "live" in it, they probably used it for rent and decided to pull the trigger cuz they needed some cash to pay for their crack addiction.
 

iCe

TD Admin
Actually it's a great condo, one of the best in the area and one of the lowest maintenance fees thanks to a solid board of owners(directors) that looks after it.

If I was to sell today I think I'm about 60-70k + over what I originally paid, and that was 4 years ago. Pretty good ROI.

I'm just saying the people who lived there before me obviously didn't "live" in it, they probably used it for rent and decided to pull the trigger cuz they needed some cash to pay for their crack addiction.


So, in reality, if you decided to move for w/e reason tomorrow, for instance like a job or bigger home, then you would be contradicting yourself? correct?
 

Fork Included

TD Admin
So, in reality, if you decided to move for w/e reason tomorrow, for instance like a job or bigger home, then you would be contradicting yourself? correct?

You're fucking dumb, aren't you.

When and if I move, which will be done entirely based on need and not want, i will ultimately benefit from the market forces of our capitalist economy. However should my property be valued at the same amount as it did when i bought it, i would not feel sad or angry because i never bought it with intent to make money in the first place.

I won't go on to tell people how rich and awesome i am because i sold my property, nor will i feel satisfied in having received that money because i would know that i didn't do anything to deserve it.

I'm not against money ice, i love money, i would like more of it, but there is a difference between being humble and being a dick.
 
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